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Best cash back credit card offer a comparison of what we think are the best cash back credit cards available on the market giving you a clear guide to the features of each allowing you to choose the right one for you. It will also give you the option to apply direct to the merchant offering the card.
What is a cash back credit card?
Cash back or cashback credit cards are a form of reward card but the card company will offer a monetary amount for using the card instead of the card company giving reward points for using the card. The % of monetary value will range from card to card and that is why we have compiled a comparison here as to the different rates available from the different card companies and the best card for you. It is worth noting that there are also some instant approval credit cards which can help save you time when applying online. When applying you should get a decision in minutes. If you would like a short term loan then click here for a cash loans to help you out until payday.
Compare Cash Back Credit Cards
| Card Retailer | Card Name | APR | 0% Balance Transfer | Annual Charge | Cashback Reward | Our Rating | Apply with Retailer |
|---|---|---|---|---|---|---|---|
| American Express Platinum Cashback Credit Card | 18.9% | No 0% balance transfer | No Annual Charge | 5% for first 3 months and up to 1.5% there after | ![]() ![]() ![]() ![]() ![]() |
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![]() American Express |
American Express Platinum Business Cashback Card | 23.4% | No 0% balance transfer | £29 | 5% Cashback on purchases for the first 3 months - up to 2% thereafter | ![]() ![]() ![]() ![]() ![]() |
American Express |
MBNA |
MBNA Business Credit Card with cashback | 17.9% | 0% p.a. on balance transfers for 9 months | £29 | 0.5% cashback on card purchases plus double cashback on fuel purchases | ![]() ![]() ![]() ![]() ![]() |
MBNA |
Smile |
Classic Card for Smile Customers | 16.9% | No 0% balance transfer | No Annual Charge | 0.5% cashback on purchases | ![]() ![]() ![]() ![]() ![]() |
Smile |
Leeds Building Society |
Cash Back Credit Card | 17.9% | 5.9% on balance transfers (2% handling fee) | No Annual Charge | 1% cashback until 30th June 2009 on all eligible purchases, 0.5% cashback thereafter | ![]() ![]() ![]() ![]() ![]() |
Leeds Building Society |



MBNA
Smile
Leeds Building Society